Take-home pay

Estimate monthly pay after income tax, employee National Insurance, student loan and pension. Figures are an estimate for the 2025/26 tax year.

Salary period

AnnualMonthlyWeekly

Annual gross salary

£

Tax code

Default 1257L. We use the number × 10 as your personal allowance.

Tax bands

England, Northern Ireland and WalesScotland

Student loan plan

Pension contribution

%

Optional. Treated as salary sacrifice, so it reduces tax and NI.

Estimate for 2025/26 tax year

Enter a salary, or try the demo numbers, to see take-home pay.

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Estimates only. Not financial advice. Tax rules change.